Add updateCoefficients() that short-circuits when cutoff, resonance,
and type are unchanged. Cache ladderG and formantCoefficients so
processSample() avoids redundant exp()/tan() calls per sample.
Extract static getCutoffHz() from Filter::process() so FilterBank
can compute the keytracked cutoff once per parallel branch instead
of per sample. Simplify formant() and screamer() signatures to use
cached state.